Banking Services
Our clients have access to the convenience of our private banking services. From checking accounts with worldwide ATM access to custom lending solutions, our services are designed to meet your banking needs. Our services include wire transfers, certified checks, traveler’s checks and cash advances.
FDIC-Insured Cash Deposits
Cash on deposit is insured by the Federal Deposit Insurance Corporation. Deposits held at Fiduciary Trust by an owner in his or her individual capacity are insured up to $250,000. Under FDIC regulations, additional insurance coverage is also available for deposits maintained by an owner in different categories of ownership capacity—for example, joint ownership, IRA or trust.
Worldwide ATM Access
Fiduciary Trust’s banking card is accepted for point of sale and Internet purchases anywhere Visa is accepted—more than 16 million locations worldwide. Checking account clients also have ATM access to their funds 24 hours a day, seven days a week in the United States as well as to local currencies in 87 other countries.
Secured Loans
We provide personal loans secured by marketable securities, featuring flexible loan structures that can accommodate each client’s unique needs.
Concierge Bill Payment
One of the many convenient services Fiduciary Trust clients benefit from is our bill payment capability. We manage day-to-day responsibilities, including making payments, deposits and disbursements, relieving you of these time-consuming tasks. Services include:
- Bill payment as instructed by you, along with easy-to-read records of all expenditures
- Disbursements for insurance, taxes or other recurring items
- Payroll management, including producing checks and maintaining detailed record
- Monthly reporting, including transaction records, listed expenses and payee details
Cash balances in your Checking Account or Account may be placed on deposit at FTCI or at other banks in the United States, and, if so, are insured to the maximum extent permitted under the FDIC's general deposit insurance rules in accordance with the Federal Deposit Insurance Act (further details can be found at www.fdic.gov/deposit/).
Power of Attorney: An Important Estate Planning Document
Should you sign a power of attorney? Learn the advantages and disadvantages.
To set up an appointment or to learn more about Fiduciary Trust, please contact Theodore P. Klingos in our New York headquarters at 212-632-3063 or t.klingos@ftci.com. You may also complete the information below and we will respond to you as soon as possible.
Fiduciary Trust's new capabilities brochure provides you with a comprehesive overview of our breadth and depth of wealth management services, our investment management philosophy and approach, and our firm's history and heritage.
Please complete the form below, and we will be happy to mail you a copy.
